Real-time over annual
Your numbers should change as your life changes. You shouldn't have to wait until next April to see what last May meant.
About Xedar
VISION
A Malaysia where every individual and business has real-time control of their own financial life. No waiting on intermediaries. No annual panic. No language barrier.
MISSION
Giving every Malaysian real-time visibility into what they earn, what they owe, and what they can claim back. We turn money from annual panic into daily habit, in two languages, without condescension.
THE INSIGHT
You can check your salary today. You can check your bank account today. You can check your investment portfolio today. You can check almost everything about your money — except your tax.
Every year, March rolls around. Forms appear. You panic. You guess what to claim. You miss reliefs you didn't know existed. You submit something that looks roughly correct, and you hope it adds up.
That's not a tax system problem. It's a tools problem. The tools that exist are built for once-a-year filing — not for the daily life of the person filing.
We built Xedar to close that gap. Track money daily. Watch your tax position update as you live. Find out which reliefs you qualify for the moment they're earned. File your forms in minutes, not Saturdays.
INDIVIDUAL FIRST
Most accounting software starts with the business — the LLP, the Sdn Bhd, the partnership — and treats the individual as an afterthought. The person filling out Form BE in March gets nothing built for them.
Xedar starts at the other end. The individual taxpayer comes first: every salaried Malaysian, every freelancer, every side-hustler. Free, forever. No upsell ladder pulling you toward a business plan you don't need.
Businesses join Xedar when the individuals running them — owners, accountants, staff — bring it in. By then, everyone already knows how to use it. That's not a backwards funnel. That's a healthier one.
WHAT WE BELIEVE
Your numbers should change as your life changes. You shouldn't have to wait until next April to see what last May meant.
Every screen, every form, every email — first-class in English and 中文. Not translated. Built for how Malaysians actually talk about money (code-switching welcome).
Tax is complex. You aren't. We explain things the way we'd explain them to a friend — clearly, without lecture, without condescension.
Export everything anytime. Delete your account in one click and we erase it all. We never sell your data to anyone, ever.
Free forever for individuals. 30 seconds to sign up. No credit card.