The Product

Every feature inside Xedar, in one place.

Money tracking, tax math, receipt scanning, form filing, business operations, and an AI you can ask anything — all wired together for Malaysian financial life. Daily habit, not annual panic.

Free forever for individuals · 14-day no-CC trial for business · Bilingual EN + 中文

TRACK

The receipts and transactions you've been losing. We catch them all.

Every transaction starts as a receipt, a bank line, or a number in your head. Xedar catches them at the moment they happen — not at year-end, not after the fact, not from a shoebox in May.

Xedar money tracker — every transaction auto-categorised

TRANSACTION CAPTURE

Every ringgit, categorised, in real time.

Add a transaction in 5 seconds — amount, who it was, what it was for. Xedar's AI categorises it into the right bucket automatically: groceries, transport, business deduction, family relief, freelance income, side hustle, rental. Edit any category by hand, and Xedar learns your pattern.

  • Unlimited transactions (no caps for individuals)
  • Personal and business income/expense separated cleanly
  • Categories tuned for Malaysian financial life
  • Multi-currency support for international clients

RECEIPT SCANNER

Snap a receipt. We read everything off it.

Same scanner. Different lens.

Open the camera, snap, done. Xedar reads vendor, amount, date, line items, and category — in under 3 seconds. If you forgot when you got the receipt? Doesn't matter. Xedar reads the date off the receipt itself and slots it into the right month, automatically. The receipts you used to lose now build your tax position for you.

  • Vendor name + address · Amount + currency
  • Receipt date — auto-detected from the receipt itself
  • Line items where the receipt shows them
  • Tax category (LHDN relief or business deduction)
  • GST / SST split where applicable

KNOW

Open the app any day. See where you stand.

Most financial software shows you last month's numbers next month, or last year's numbers in May. Xedar shows you today's numbers, today.

Xedar tax computation — chargeable income and estimated tax

REAL-TIME TAX POSITION

What you owe LHDN. What you can still claim. Updated daily.

As you earn and spend, your tax position shifts. Xedar calculates it live. Open the app any morning, see exactly where you stand — chargeable income, tax payable, reliefs claimed, reliefs you can still claim before December.

  • Year-to-date chargeable income
  • Year-to-date tax payable estimate
  • PCB deducted vs. tax payable
  • Every LHDN relief category — used vs. remaining
  • Income sources flagged separately
Xedar business dashboard — revenue, expenses, outstanding invoices and tax exposure at a glance

BUSINESS VISIBILITY · BUSINESS PLANS ONLY

Your business, on a page, today.

A dashboard, not a financial statement.

Today's revenue, today's expenses, today's net position — at a glance, every day. This isn't a formal P&L statement for your accountant — it's a daily snapshot for the person running the business. Snap a receipt, log a payment, watch the numbers update.

  • Today's revenue + expenses + net
  • 7-day, 30-day, YTD trends
  • Top expense categories this month
  • Outstanding invoices · cash-on-hand
  • Tax exposure estimate for the current FY

FILE

Every form. Pre-filled. Ready when you need it.

Tax forms are not the goal — they're the receipt at the end. Xedar pre-fills every LHDN form you might need to file, based on what you've logged through the year.

FOR INDIVIDUALS

  • Form BE

    Resident individual, salary + side income

  • Other income sources

    Rental, dividends, freelance, royalties

  • Relief breakdown

    Every LHDN category

FOR BUSINESSES

  • Form B

    Sole prop / partnership business income

  • Form C

    Sdn Bhd corporate tax

  • Form E

    Employer return (companies with employees)

  • Form EA

    Employee remuneration statement

Xedar prepares your forms — generates a worksheet that maps directly to the official portal's fields. Copy values across in minutes when you submit through MyTax.

RUN · BUSINESS PLANS ONLY

The boring-but-necessary stuff. Built in.

Sole props and businesses don't just file tax forms. They send invoices, receive supplier bills, reconcile bank statements, and (soon) comply with e-invoicing. Xedar handles all of it inside the same app.

Invoice generation

Send a professional invoice in 60 seconds — your letterhead, your bank details, sequential numbering for SSM / LHDN compliance, send-by-email or download-as-PDF.

Supplier invoices

Upload or snap a supplier bill. Xedar reads it, categorises the expense, slots it into the right tax category, and adds it to your payables.

Bank reconciliation

Upload your bank statement (CSV or PDF). Xedar matches transactions against the receipts and invoices you've already logged.

MyInvois e-invoicing

When MyInvois applies to your business, Xedar handles the submission inside the Business plan. Built in, not bolted on. Rolls out per LHDN's published schedule.

ASK

Ask anything. Your numbers, your context, your answer.

Like a finance-savvy friend who's read every LHDN guideline.

Open the chat. Ask anything about your money or your tax. "Did I claim my SOCSO relief?" "How much have I spent on client meals this quarter?" "Will my YTD income push me into the next bracket?" Xedar answers from YOUR data — your transactions, your reliefs, your forms, your business numbers.

What it WON'T do

Give you formal tax advice or legal opinions. For those, talk to a licensed tax agent or accountant. Xedar is your data layer, not your tax agent.

Xedar AI · Personal

Online
How much have I spent on client meals this quarter?
Q2 2026, you logged RM 1,247 across 18 receipts tagged "client meals." That's 28% of your meal spend. All deductible — want me to add them to the Q2 supplier expense report?
Yes please

THE ARCHITECTURE MOAT

Multi-user free. Per-entity pricing. Built different.

Every accounting tool you've used charges per user. Add a staff member, pay more. Add your accountant, pay more. Xedar doesn't.

Every Xedar user starts as a personal account. That personal account is free, forever — full Money Tracker, full Tax Dashboard, full AI Receipts, full Form BE. When you start a business, you create a business entity inside Xedar — your personal account attaches to that entity as the owner. Your staff sign up for their own personal accounts (free). They attach to your business entity (still free). Your accountant signs up (free). Attaches (free). One business = one subscription. Five staff, an accountant, a part-time freelance bookkeeper? Still one subscription. The business pays for the entity, not the headcount.

No per-seat penalty for hiring

Hire your first employee. Add them to Xedar. Cost: zero. Hire your tenth. Cost: zero. Bring your accountant into the system to review the books. Cost: zero.

One mental model, no upgrade pressure

No "Pro / Premium / Enterprise" tier ladder. One tier per business type — Sole Prop or Business. You don't get upsold every time you add a feature.

Multi-entity for serial founders

Running 2 businesses? Two subscriptions, one log-in. Running 3+? Talk to us — we'll structure a Custom plan. The multi-entity architecture is built-in, not retrofitted.

Architectural decisions like this are why Xedar exists. Every Malaysian who uses any accounting software experiences per-seat tax. We're done with that.

MORE BUILT IN

The things that round it out.

Family members

Add your children, spouse, and parents. Xedar tracks relief eligibility and auto-applies them to your Form BE.

Other income sources

Rental, dividends, royalties, casual freelance, capital gains — log each source separately. Xedar handles the tax treatment for each.

Bilingual EN + 中文

Every screen, every form, every email — first-class in both languages. Not Google-translated.

Data export

Export everything as CSV, JSON, or PDF — anytime. Your data is yours. Delete your account in one click and we erase everything.

Audit trail (Business plans)

Every transaction logged with timestamp + user. Your accountant or auditor gets a complete activity history when they need it.

Migration tools (Business plans)

Coming from another accounting tool? Migration tools are built in — chart of accounts, customer list, historical transactions.

Ready to see the whole thing?

Sign up takes 30 seconds. Free forever for individuals. 14-day no-CC trial for business.